UPI (Unified Payments Interface)

Unified Payments Interface (UPI) is a fast and secure digital payment system developed by NPCI that allows customers to link multiple bank accounts into a single mobile application. The Pratap Co-Op. Bank Ltd. is a sub-member of the UPI channel and UPI services are available for its customers.

Why Use UPI?

  • 24×7 instant bank-to-bank fund transfer
  • Send & receive money using UPI ID or mobile number
  • Scan & Pay through QR code
  • Safe, secure and cashless transactions
  • Works on all smartphones

Supported UPI Apps

  • Google Pay (GPay)
  • PhonePe
  • Paytm UPI
  • Other NPCI approved UPI Apps

How UPI Works

  1. Download any UPI App from Google Play Store or Apple App Store
  2. Select The Pratap Co-Op. Bank Ltd. from the bank list
  3. Create your UPI ID (VPA)
  4. Verify bank account and set MPIN
  5. Start sending and receiving money instantly

What You Need

  • Account with The Pratap Co-Op. Bank Ltd.
  • Mobile number linked with bank account
  • Smartphone with internet facility
  • Active Debit Card (for MPIN setup)

UPI Services Offered

  • Balance Enquiry
  • Send / Pay Money
  • Collect / Request Money
  • Transaction History
  • Change / Reset MPIN
  • Add Bank Account